Self-employed, small business owners, individuals and families:

Are you paying too much?  Do you know your out-of-pocket exposure?

Padgett of Colorado Springs has partnered with a Jansen Insurance Agency to help its clients obtain Major Medical Insurance, Disability Insurance and Accident Insurance.

• Plans to fit your budget and needs
• Association-sponsored health insurance at group rates
• Never be singled out for rate increase or cancellation based on claims

Health Insurance

Here are a few tips to guide you through the jungle of picking the health insurance that fits your needs:

• Choose a health insurance plan based on the quality of the company and the plan first. Then adjust the rates by increasing your deductible or co-insurance amount to make it affordable.
• Don’t make your buying decision based on low cost prescriptions, doctor visits and the monthly premium alone.
• Buy from a professional, licensed agent in whom you can have trust and confidence. Find out how long it takes the company to pay its claims.
• Have your agent explain the general list of exclusions and limitations of the plan.
• Get the phone number of your agent and your insurance company’s customer service division for help and assistance.
• Contact a licensed insurance agent today!